Zarfund: Frequently Asked Questions

Zarfund is the fastest growing Bitcoin investment that many around the world can join with ease. If you are looking for the best and legit ways to make money online, Zarfund is a RELIABLE answer.
We are giving a complete Zarfund review, step-by-step explanatory picture and video to guide to make that investment decision right on time. Like any business-minded pro-active person, there are basics you need to know about Zarfund.

Although as simple as this program looks, many newbies still find it difficult to operate the Zarfund account from their backend. So, to assist people in this category, here is a generated Frequently Asked Questions (FAQ). As long as Zarfund system matrix runs, the FAQ will become a mantra for all investors to sing.

Below is a compilation of random questions on how the Zarfund works with concise answers:

Q. What is ZARFUND?
A. Zarfund is an online peer to peer (people to people) investment platform, created late August 2016, by Hannes Jordan, a South African, and verified by Bitcoin worldwide.

Q. How does ZARFUND work?
A. When you join ZARFUND, you become a part of a community of like-minded investors who are interested in donating a certain amount to an up-line to get a donation from downlines.

Q. How do I invest in ZARFUND?
A. Get in touch with the Sotonye or click here to sign up.

Q. Is ZARFUND available worldwide?
A. Yes, ZARFUND is available to anyone with an internet connection worldwide, a Bitcoin wallet and the desire to invest and be a part of the community.

Q. What is Upline/Downline?
A. Upline is your referral, downline is the person(s) you refer or those placed under you automatically by your team.

Q. What pay processors are used?
A. Zarfund only uses Bitcoin to make it easy for members to pay. And Bitcoins can be converted to any local currency.

Q. What is Bitcoin?
A. Bitcoin is a type of digital currency in which encryption techniques are used to regulate the generation of units of the coin and to verify the transfer of funds, operating independently of any central bank.

Q. What is a Bitcoin Wallet?
A. A Bitcoin Wallet is more like a bank account, where your bitcoins are stored and kept while the Wallet Address is like a regular bank account.

Q. I don’t have a bitcoin wallet where do I go to open a bitcoin wallet.
A. The only place we highly recommend you to get a Bitcoin wallet is at Here is a complete guide.

Q. How will I withdraw my earnings?
A. Pretty simple. Read full guide on how to Buy and Convert Bitcoins into Cash in Nigeria. For investors worldwide, you can get to sell to your local Bitcoin trader. Or, contact Sotonye.

Q. Can I have more than one Zarfund account?
A. Yes, you can. However, it is recommended that you do not stack the accounts. For example, when you create another personal account under your first account is considered stacking. It is an unethical practice.

Q. Are there any refunds?
A. All payments happen between members, and it is up to members to reach an agreement amongst themselves if they allow refunds or not. Beyond that, there is no need for refunds because no one is losing his/her investment.

Q. When do I upgrade to next level?
A. You should upgrade to the next level the moment you can so that you don’t miss out on payments coming to you for those levels from your downlines.

Q. Are you allowed to upgrade even though your level is not filled up? For example, to be on level 3 you must have 8 downlines, does that mean you have to get exactly 8 before upgrading to level 4?
A. You can upgrade at any time, the sooner you can upgrade, the better to avoid any "Missed Donation" you will not miss out on any subscription payments.

Q. Is it possible for downlines to upgrade to your upline instead of you if you’re not on that level yet?
A. Everyone can have that unique experience in the Zarfund Matrix system. It is best to upgrade the moment you can. If you don’t, you will miss payments for the levels you have not upgraded to if there are members below you on those levels who upgraded before you.

Q. When will two people be assigned to me? I was under the impression that as each person (which has grown since I joined)  joins they are assigned to each person and so forth under my level?
A. YOU will need to find your own two people to join you and you can then help them find their 2 people to grow your team. Don’t rely on or expect spillovers.

Q. Isn’t this like a pyramid scheme?
A. Well, a pyramid scheme means that only the top members of the hierarchy get paid whereas ZarFund allows every member to earn the same amount by doing the same amount of work. You can receive more payments than the person who signed you up.

Q. Why does my referral link show up with Administrator when clicked on and not show my name?
A. There are a few factors that will influence which signup page you will see. 1) You will need to be signed out. 2) You will need to use the link of the person below whom you want to sign up. If you see the Admin link, then you’ve not followed the previous two rules, or you might need to clear your cookies.

Q. When using the hash id to submit proof of donation the system says Hash ID already used?
A. It may happen that you selected the wrong Hash ID when you upgraded or that you did not follow the safe rule of only using to make you subscription payments in the program. Here are answers to HASH ID problems

Q. Can I use the same IP address to help my team to open accounts for multiple people?
A. Yes, you may; as long as you don’t stack accounts.

Q. What happens if I don’t upgrade?
A. If you don’t,  then the donations that would have come to you, for that particular level, will bypass you and go up to your level 1 upline, if they are qualified. For example: If someone on your level 3, in your matrix, is either upgrading to level 3 or is paying their monthly subscription for level 3, if you are qualified, you will receive that payment. If you are not yet on level 3 or you are in arrears on your level 3 subscription, the payment will bypass you and go to your level 1 upline, if they are qualified to receive a level 3 subscription payment, meaning they are already on level 3 and they are current with their level 3 subscriptions. It works the same way with the regular upgrades and the subscriptions so, don’t skip your subscriptions.

Q: Do I need to pay upgrade fee again after the initial 0.03 BTC/$20?
A: Yes
But other upgrade fees will not be coming from your pocket again. Rather, you shall be upgrading from the profits made after receiving payments from people assigned to pay you.

Q: How do I know when to upgrade.
A: Upgrade immediately you receive complete expected earning for the given stage you currently are.

Q: How much do I upgrade with each time.
A: Refer to the summary below:
Stage 1: Upgrade Fee: 0.03 BTC
Stage 2: Upgrade Fee: 0.05 BTC
Stage 3: Upgrade Fee: 0.1 BTC
Stage 4: Upgrade Fee: 0.2 BTC
Stage 5: Upgrade Fee: 1 BTC
Stage 6: Upgrade Fee: 2 BTC

Q: How much do I earn at each stage.
A: See summary below:
showing the number of people , how much each pays, total expected earnings in BTC / Stage.
Income PayPlan:
1•Stage  2 x 0.03 = get 0.06btc
2•Stage 4 x 0.05 = get 0.20btc
3•Stage  8 x 0.10 = get 0.80btc
4•Stage 16 x 0.20 = get 3.20btc
5.Stage  32 x 1.0 = get 32btc
6•Stage  64 x 2.0 = get 128 btc

Q: Do I have to visit after every upgrade payment?
A: Yes, every time hence; you need to keep this instruction manual safe for your reference.

Q: Why do we all need to promote a single referral link Called the team’s link.
A: It is the bane of the TEAMWORK strategy. It is the expedient team strategy that has worked for every succeeding Zarfund team that is rapidly growing to the final stage of Level 6. It is very effective.

After all, the result that can be achieved via our combined efforts will surpass our individual efforts by far. TEAMWORK helps cover the inadequacy/inability of any team member who might not be able to refer anyone. Thus; through team efforts, everyone is a winner and the results are achieved.


Q: What happens when one reaches stage 6.
A: Since stage 6 is the final stage, and the total earnings for this stage are known. The most you receive the complete earnings, the system locks you out.

Q: Is this a one-time only opportunity?
A: No, once you circle out, you are legally free to re–enter.

Do you have any more question? Take a step and join in on our WhatsApp Group chatHave more questions? We’re a team working together. You can speak to any of our support admin on any issue that pertains to Zarfund.

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